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Archive for 'Fair Credit Reporting Act'
FTC Takes $4 Million Action Against Deceptive Debt Collector
“Convenience fees” never seem to be all that convenient, do they? Although convenience fees are common to countless businesses and service providers, these charges become an entirely different monster when a company illegally pushes them on its customers. RTB Enterprises,...
Read MoreGood Ways to Repair Your Bad Credit
The old formula to build better credit went something like this: apply for a few credit cards, use them for affordable purchases such as groceries, utilities or gas; and then pay them off completely when the statement arrives each month,...
Read MoreClass Action Suit Filed Against NJ Law Firm Debt Collector Pressler & Pressler
A deceptive-practices lawsuit against Pressler & Pressler, New Jersey’s largest collections firm, is moving forward as a class action. U.S. District Judge Katharine Hayden in Newark certified a class of individuals who allege misrepresentations in a form letter they received...
Read MoreFTC Study Shows Five Percent of Consumers Pay More for Goods & Services Due to Errors on Credit Reports
Check Your Credit Report for Free Using AnnualCreditReport.com & Dispute Suspicious Activity A recent congressionally-mandated study of the U.S. credit reporting industry, by the Federal Trade Commission (FTC), found that five percent of consumers had errors on one of their...
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