Debt Collector Palisades Collections Accused of Harassing Innocent Consumers

Action News Reports Palisades Collections Waged War on United States Military Veteran with Impeccable Credit Score

CreditLaw.com attorney, Amy Bennecoff, sat down with Action News’ Nydia Han to talk about the case of Frank Stack v. Palisades Collections, warning viewers about the deceptive practices of the New Jersey-based debt collector and advising consumers of their rights under the Fair Debt Collection Practices Act (FDCPA).

Out of nowhere in early May 2012, Vietnam veteran Frank Stack began being bombarded with phone calls from debt collector Palisades Collections for a credit card debt he paid 10 years earlier. In support of his assertion, Stack told Palisades that he has passed numerous government-mandated background checks for jobs he has held with nothing showing up and has a current credit score of 780. But Palisades ignored him and continued their pursuit.

It was bad enough that Stack was being contacted at all hours of the day on his home and cell phones, but the debt collector contacted him repeatedly as he worked at McGuire Air Force Base as a ground security coordinator with U.S Customs & Border Protection. Stack told Action News he simply wants the harassment to stop.

Since 2005, there have been 598 federal lawsuits filed against Palisades, and an overwhelming majority alleged violations of the Fair Debt Collection Practices Act (FDCPA), according to court documents. Of those, 95 suits were filed in 2012, and there were seven new suits as of mid-February 2013.

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