We Represent Consumers In Cases Against Robocallers, Telemarketers, Debt Collectors, Financial Institutions And Credit Bureaus.
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The CFPB & Debt Harassment
Beginning on July 21, the debt collection industry will be monitored closely by two regulatory agencies– the Fair Trade Commission (FTC) and the newly formed Consumer Financial Protection Bureau (CFPB). The FTC has been around for many years but the...
Read MoreWest Asset Management Pays Record Settlement, Offers Lesson in Consumer Awareness, Says Century Negotiations
The Federal Trade Commission (FTC) alleges that debt collection agency, West Asset Management, violated the Fair Debt Collections Practices Act (FDCPA) on multiple occasions, leading to thousands of consumer complaints. Century Negotiations President Amy Michalo-Rojas urged clients, and the general...
Read MoreOhio Man Receives $16.4 Million Cable Bill, Woman Receives $286 Million Credit Card Bill
Computers are used to keep track of everything from personnel records, to bank accounts, to loans and revolving credit. When computer glitches occur, they can create havoc in your life. Just ask Daniel DeVirgilio, an Ohio man who recently received...
Read MoreForeclosures and the FDCPA
Foreclosures and falling home prices continue to plague Americans all over the country. According to a report by 60 Minutes, banks that want to foreclose on homes can’t find the original ownership documents. Where did they go? It turns out that corners...
Read MoreCollection Calls as a Result of Identity Theft
In most cases, people who receive collection calls accrued the debt themselves and have fallen behind on their payments. In some instances, however, these charges are a result of identity theft. Because people rely on technology to pay bills and...
Read MoreThe Reason for Debt Harassment
It is important to understand why collection calls feel like harassment in order to deal with the stress they create. Many Americans have fallen behind on their credit card, mortgage, and/or car payments because they have experienced some form of...
Read MoreDebt Harassment is #1 on List of Consumer Complaints
According to the “Top 10 List of Complaints” by Illinois consumers last year, phone calls regarding consumer debt harassment topped the list at number one. This statistic proves two things: that the state is still suffering from high unemployment rates and other...
Read MoreDespite the Still-Weakened Economy, Debt Collector comes Out on Top
While millions of Americans must grapple in this difficult and topsy-turvy economy, some businesses continue to thrive. In fact, Portfolio Recovery Associates, Inc., a company that purchases, collects, and manages consumer debt, are reporting record-breaking profits. Portfolio Recovery Associates, like...
Read MoreDebt Harassment Attorney Discusses the Abusive Methods of Debt Collectors
Are you experiencing debt harassment? Collection agencies often prey on consumers. Why? Because it is in their best interest to scare consumers into paying. Creditors often use collection agencies to recover funds on delinquent accounts. The collection agencies are handsomely paid...
Read MoreKnow your rights when dealing with collection agency harassment
Unmanageable debt has become a way of life for a majority of Americans. Even as our government struggles to survive its own massive deficits, it is not surprising that we as individuals often have difficulty meeting our credit card payments,...
Read MoreOur Pledge to Clients and Consumers, to Ensure Fair Debt Collection
Our law firm Kimmel & Silverman, P.C. -CreditLaw.com- 800-NOT-FAIR, pledges to stand against unfair debt collection acts and practices. We promise to ensure our clients are treated fairly and with respect by debt collectors and their collection lawyers. We will...
Read MoreDeceased Womans Name Was Robo-Signed on Thousands of Affidavits
In 2008, Portfolio Recovery Associates Inc. was sued for fraud after affidavits were submitted bearing the name of Martha Kunkle, who died in 1995. It appears that Martha Kunkle has come back to life. Last July, lawyers for Portfolio Recovery Associates sought...
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