Many may be familiar with the YouTube video posted by Ann Minch, a California woman that grew enraged after Bank of America raised her credit card’s interest rate to 30% after she had been a loyal customer for years. The...
Read MoreIt happened years ago…so far ago that you erased it out of your mind. Your wallet was taken off the movie counter when you were buying popcorn, your number was lifted off of a gas station receipt, or your credit...
Read MoreWhen consumers contact us through 1-800-NOT FAIR or creditlaw.com, the first thing we inquire about is their records. A file can help fight the debt collector to get the collection calls to stop. The file should include: All dates and times...
Read MoreJust the title of today’s blog entry seems a bit unfeasible. How can you deal with a debt collector, especially if they are threatening you, and/or using obscene language? Here are three primary rules of thumb you should take into...
Read MoreThere is nothing more bothersome or stressful than having debt collectors call and threaten you. Pay up or we will alert your neighbors. Pay up or we will contact your family. Pay up or we will garnish your wages. The...
Read MoreDebt Collection Calls are never a pleasant experience but chances are, there is a reason you are being contacted. The first thing you want to do is take control of the call. Do this by asking questions. What is the...
Read MoreDebt collection agencies often employ harassing tactics that take advantage of consumer’s ignorance of the laws that are in place through the Fair Debt Collections Practices Act. In Pennsylvania, there is help for seniors who are being harassed by debt collectors...
Read MoreIntroduced as a US Statute in 1978 as Title VIII of the Consumer Credit Protection Act, the Fair Debt Collection Practices Act (or FDCPA) aims to protect the rights of consumers against abuse and deceptive practices of debt collectors. CreditLaw.com...
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