We Represent Consumers In Cases Against Robocallers, Telemarketers, Debt Collectors, Financial Institutions And Credit Bureaus.

New York: Consumer Fair Debt Collection Practices Rights Trampled On

New report blames “Sewer Service,” “Robosigning,” and lack of legal representation Last month the New Economy Project (NEP), a New York-based non-profit advocacy group, released its report detailing abuses in New York courts that are to blame for overburdening the...

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Mountain-size student loan debt causes enormous financial problems for Millennials

For many 20- and 30-somethings, paying off the cost of student loans is a necessary priority, coming before marriage, having a family or buying a house. A recent report titled “Student Loan Affordability” from the Consumer Financial Protection Bureau (CFPB),...

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Top 5 Financial Tips To Weather The Storm After The Storm

-EMERGENCY PREPAREDNESS ALERT- Emergency preparedness is a catchphrase of late, what with the catastrophic weather and similar events in the news. But along with having enough water and stocking up on non-perishable food, financial preparedness should be considered of nearly...

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Debt Collection Fears Making Americans Sick

Study Shows Many Choosing to Pay Off Debts While Sacrificing Needed Health Care to Save Money A recent study conducted by sociologists at the University of Michigan found that people who are ill and do not seek treatment because of...

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The Dangers of Pension Loans

Craig Kimmel of the Kimmel and Silverman law firm joins Hal Donahue for the weekly segment of What Vets Need to Know on The Union Edge, discussing the dangers of Pension Loans.   For more information, news and help for...

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West Philly Resident Takes Debt Collectors to Court

A resident of West Philadelphia is alleging that a debt collector has engaged in unlawful practices. Kimmel & Silverman, P.C. has filed a complaint against national debt collection company Virtuoso Sourcing, Inc., on behalf of Crystal Monroe. The lawsuit was filed on...

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Regulators Probing Banks’ Debt Collection Practices

Federal regulators are widening an investigation into whether the nation’s biggest banks used flawed documents and incomplete records to collect on delinquent credit card debts, according to four people familiar with the probe. The scope of the inquiry is unclear,...

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Lenders Target Naive Military with Usurious Payday Loans

Seven years after Congress banned payday-loan companies from charging exorbitant interest rates to service members, many of the nation’s military bases are surrounded by storefront lenders who charge high annual percentage rates, sometimes exceeding 400 percent. The Military Lending Act...

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Massachusetts Office of Consumer Affairs Announce Shut Down of Debt Collector and Action against Five Unlicensed Predatory Lenders

The Massachusetts Office of Consumer Affairs and Business Regulation and the Division of Banks announced a series of cease orders targeting unlicensed lenders and a licensed debt collector that were not adhering to the state’s loan consumer protections. These loans...

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Forget the Facts! Robo-Sign it!

Judgments against unsuspecting consumers for defaulted loans are being churned out by debt collectors like Midland Funding, using robo-signed affidavits of debt as substitutes for properly investigated, properly documented debt. Robo-signing is the mass-production of “sworn” affidavits used to prove outstanding...

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Credit Bureaus’ Little Secret: A Cheap Way to Foil ID Theft

Philadelphia Inquirer reporter John Timpane discovered that he was a victim of Identity Theft when a criminal filed a false tax return using his Social Security Number. After dealing with the IRS, FTC, multiple credit agencies and other organizations, he’s...

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No Fooling: April is National Financial Literacy Month

Making sound financial decisions starts with knowing your rights as a consumer Consumer advocates are hoping this month that April showers also bring May financial flowers for their clients, using National Financial Literacy Month as a springboard to get people...

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