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Archive for 'debt'
Reviewing the Top 5 FDCPA Complaints in 2009
Each year the Federal Trade Commission (FTC) provides Congress with a report on the Fair Debt Collection Practices Act (FDCPA). While the report focuses heavily on the number of complaints received from consumers, it also summarizes actions that the FTC has taken...
Read MoreLaw Suits Piling up for Debt Collectors
Debt Collection Attorney Craig Kimmel is featured in this story from the Concord Monitor detailing the aggressive tactics that debt collectors employ to collect on debts they purchase for pennies on the dollar. Consumers reported being harassed and threatened. They...
Read MoreThree Types Of Illegal Voicemails From Collectors And How To Make Them Stop
Voicemails from bill collectors are a reality when you have been turned over to collections. The dirty secret debt collectors don’t want you to know about is that they very often violate the law (Fair Debt Collection Practices Act –...
Read MoreWEEU 830AM Interview with Debt Collection Harassment Attorney Craig Kimmel
Debt Collection Harassment Attorney Craig Thor Kimmel was recently interviewed by the radio talk show, “The Voice”, on WEEU 830AM in Berks County, PA. In this interview Craig explains how CreditLaw.com helps consumers with debt collection harassment and violations of the Fair Debt Collection Practices...
Read MoreDebt Collection Agencies Must Prove That Debt Exists
Consumer credit laws are being created in many states that will force debt collection agencies to prove that the debt they purchased for pennies on the dollar exists and the consumer legitimately owes the money. North Carolina recently passed a...
Read MoreDebt Collectors Turn a Profit by Going After the Poor
It’s the “American Way”, turning opportunity into profit. It is certainly the way of the debt collector in these hard economic times with 15.1 million of the working class unemployed, 1/3 of which have been for six months or more....
Read MoreDebtor’s Revolt: But at What Cost?
Many may be familiar with the YouTube video posted by Ann Minch, a California woman that grew enraged after Bank of America raised her credit card’s interest rate to 30% after she had been a loyal customer for years. The...
Read MoreA Thorough File Can Help the Fight
When consumers contact us through 1-800-NOT FAIR or creditlaw.com, the first thing we inquire about is their records. A file can help fight the debt collector to get the collection calls to stop. The file should include: All dates and times...
Read MoreHow to Deal with a Debt Collector
Just the title of today’s blog entry seems a bit unfeasible. How can you deal with a debt collector, especially if they are threatening you, and/or using obscene language? Here are three primary rules of thumb you should take into...
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