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Archive for 'text message'

FDCPA Applies to Text Messages and Phone Calls

By Craig Kimmel on October 11th, 2013 | No Comments

Posted in: Fair Debt Collection Practices Act, FDCPA
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The Fair Debt Collection Practices Act (FDCPA) has a number of complex stipulations that prohibit debt collectors from utilizing practices deemed as harassing. Although some laws within the act can be pretty straightforward, other policies are more complex. For years,...

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Glendale-Based Debt Collector Fined $1M for Violating the FDCPA

By Craig Kimmel on September 26th, 2013 | No Comments

Posted in: Debt Collectors, Fair Debt Collection Practices Act, FDCPA
Tags: , , ,

A Glendale, California-based debt collector will pay $1 million dollars to settle Federal Trade Commission charges that the defendants violated federal law. This is the first FTC action against a debt collector who used text messaging to attempt to collect...

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